Insurance Benefits
Medical and Dental Coverage
NYU Winthrop Hospital is committed to providing residents with a comprehensive benefits program. Benefits include generous medical, pharmaceutical and dental coverage, as well as flexible spending accounts. Benefits are effective from the first day of residency/fellowship.
Disability Insurance
Residents/fellows are covered by short-term, non-occupational disability insurance (up to six months). To be eligible for disability insurance benefits, one must be on the payroll for a minimum of 20 work days (four consecutive weeks) and unable to work for more than seven calendar days, due an injury or illness that does not arise out of, or in the course of, employment. These benefits, which supplement lost income, are based on salary level and are payable for up to 26 weeks after the employee’s accrued sick time has been used.
The long-term disability benefit begins after six months of short term disability. It pays a monthly benefit for an extended illness or injury. The monthly benefit is offset by benefits from other sources, such as Workers Compensation and Social Security.
Workers Compensation
House staff receive compensation, in accordance with the Workers Compensation Law, for any illness or injury which is job related. Benefits include payment for medical expenses and lost pay.
Family and Medical Leave
In accordance with the Family and Medical Leave Act (FMLA) of 1993, NYU Winthrop Hospital will grant residents/fellows unpaid leave(s) for up to 12 weeks in a 12-month period. In order to be eligible, one must have worked 12 months at the Hospital and a minimum of 1,250 hours in the twelve-month period prior to the start date of the requested leave. FMLA leave may be granted for the birth, adoption or acceptance for foster care of a child; for the care of a child, spouse, or parent with a serious health condition; or for the employee’s own serious illness.
Residents/fellows may to return to their training program after a leave of absence, without loss of training status, if their leave does not exceed that allowed by the specialty boards.
Professional Liability Insurance
NYU Winthrop’s residents/fellows are provided with professional liability coverage for the duration of their training through the Hospital’s self-insurance program. Coverage provides legal defense and protection against awards from claims reported or filed after the completion of graduate medical education if the alleged acts are within the scope of the education program.
Life Insurance
Basic Life Insurance is provided by the hospital at no cost to the resident/fellow. This benefit equals 1x the resident/fellow’s annual salary payable to the beneficiary. Residents/fellows may purchase additional voluntary life insurance up to 3X their annual salary (combined basic and voluntary insurance may not exceed $500,000).
Accidental Death and Dismemberment Insurance
Provided by the hospital at no cost to the resident/fellow.